According to my 1st quarter statement of account, I wasn’t able to save any money at all. In fact, I even lost 1.4% of my total savings. I’m so very disappointed with myself for letting this happen.
It’s a good thing that the car loan ended last March. That’s going to be a HUGE load off of my monthly dues.
By the way, did you know that a healthy savings account needs to have at least 5 times your gross monthly salary? That’s what we’ve been told on a seminar about smart investments. I think the computation is relative to your salary because we need to factor-in your lifestyle. I was already on track years ago but due to a very unfortunate incident, I lost all of my money and assets. Thanks to my rotten luck and this stupid recession, I’m still in the recovery phase. But, I’m not concerned, really. I believe all poor people are with me on this when I say that money doesn’t equate to happiness. Hehe…
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